Insurance PlansDoes my insurance cover Chiropractic?

In many cases, yes.

I would be very pleased to have you as a new patient, and I am committed to providing you with the best possible professional care. That being said, I no longer accept direct payment from insurance carriers. I will however work with you to see your carrier reimburses you to the full extent of the coverage available to you.

There are three important things for you to know about health insurance and Chiropractic.

1) If you have an HMO type plan, the chances are very high that no Chiropractic care is included in your coverage.

2) If your insurance carrier has contracted with ACN or ASHP I no longer do any business with those networks. It is also important to note that Chiropractors working within the ACN and ASHP networks are receiving less than minimum wage to treat their patients which causes me to doubt that patients seeing these providers are getting the best attention from their Doctors.

3) Chiropractic care and orthotic devises are both a valid HSA (Health Savings Account) expenditure so you may reimburse yourself in full for any costs by using your HSA account.

Payment is due at the time services are rendered and I will provide you with the paperwork necessary for you to be reimbursed by your carrier. Typically carriers reimburse their insured within thirty days.

Due to all the various insurance plans, I strongly suggest that you check with your own insurance carrier/s regarding your possible reimbursement. I have created a form found on the bottom of this page that will assist you in dealing with your insurance company. It has the basic questions to ask, and many that the patient wouldn’t know to ask such that if you use this form, you will have a very good idea what your coverage is. I have received good feedback from many of my patients who have used it.

The contact information to reach your carrier should be on the back of your membership card.

Your insurance plan may require pre-authorization for services in Chiropractic offices. It is your responsibility to acquire the appropriate paperwork/authorization prior to our first visit or you will end up with no recourse with your carrier. If the visit is not authorized in advance and it was a requirement of your carrier, assume you will not be reimbursed for the services rendered.

My office accepts cash, checks, and credit cards. There will be a $35 charge for any returned check.

Exceptions:

I do accept personal injury cases on an attorney lien. In this instance I will wait to be paid until the case settles. I expect at the time of settlement, to be paid in full for the services rendered. Due to the fact that it often takes a year or more to settle these types of cases and I do not charge interest on these accounts, there is no negotiation after the fact with your attorney.

Questions you need to ask your insurance carrier.